Introduction ：

The game of Baccarat is played with eight decks of cards. Each deck of cards is consisted of four suits known as Spade, Heart, Club and Diamond. Each suit shall comprises of ‘King’, ‘Queen’, ‘Jack’ called “Picture” cards and ten other cards with numerical face value from one to ten. All “Picture” cards and ‘Ten’ shall carry the value of ‘zero’ and ‘Ace’ shall carry the value of ‘one’

Play：

Dealer will send ﹝Banker﹞ and ﹝Player﹞ and two card total of 9 points or the one closest to 9 wins

There are seven choices for you to place your wager: ‘Banker’, ‘Player’, ‘Tie’, ‘Banker Pair’, ‘Player Pair’, ‘Big’ and ‘Small’

Types of Bet：

1. Nine (9) is the highest point count, eight is the second highest and so on in descending order. The hand betted on ‘Player’ or ‘Banker’ with the higher point count shall be the winner.

2. When the point count for both ‘Player’ and ‘Banker’ are the same, it is considered as “Tie’.

3. ‘Banker Pair’ is considered when first two (2) cards of ‘Banker’ are the same. “Player Pair’ is considered when first two (2) cards of ‘Player’ are the same.

Big’ and ‘Small’ is decided by the total number of cards for the game. The game concluded with a total of ‘four’ (4) cards is considered as ‘Small’, whereas the game concluded with a total of more than ‘four’ (4) cards is considered as ‘Big’.

Payoff：

1. PLAYER - payoff is 1 to 1

2. BANKER - payoff is 1 to 1 ( deduct 5% commission )

3. TIE - payoff is 8 to 1

4. BANKER PAIR - payoff is 11 to 1

5. PLAYER PAIR - payoff is 11 to 1

6. BIG - payoff is 0.54 to1

7. SMALL - payoff is 1.5 to1

Player

Player's Hand Totals	Whether Draw Card
0-1-2-3-4-5	Draw a card
6 or 7/td>	Player cannot draw
8 or 9	Natural. Banker cannot draw

Banker

Banker’s Hand Total	Banker Draws When Third Card of Player Is	Banker Stands When Third Card of Player Is
0-1-2	0，1，2，3，4，5，6，7，8，9
3	0，1，2，3，4，5，6，7，9	8
4	2，3，4，5，6，7	0，1，8，9
5	4，5，6，7	0，1，2，3，8，9
6	6 or 7	0，1，2，3，4，5，8，9
7	Player cannot draw	Player cannot draw
8 or 9	Natural. Banker cannot draw